Terms of Use
If the two versions differ, the Hebrew version applies. עברית
These terms apply to the use of the app "Kisim - household budget" and the website kisim.co.il, operated by Guy Yardeni ("we"). Contact: [email protected]. Using the service means you agree to the terms.
1. The service
Kisim helps manage a household's expenses, by capturing transaction details from notifications arriving on the phone, categorizing them and displaying them. The data is saved on the users' phones, as described in the Privacy Policy.
2. Not financial advice
The information in the app is meant to help with tracking only, and isn't financial, investment, tax or legal advice.
3. Accuracy of the data
Capture is based on automatic parsing of notifications written by third parties, and may miss transactions, capture them twice or parse them incorrectly. Currency rates are based on the representative rate and may differ from the actual charge. Checking the data against your billing statements is your responsibility. Auto-capture works only when notification access is on. The operating system or battery settings may stop it, and then purchases won't be captured.
4. Your data and backup
The data is saved only on your phones, and we have no copy of it. Kisim isn't included in Google's or Apple's automatic backup. So losing, replacing or resetting a phone, or deleting the app, will cause the data to be lost, unless there is another phone in the household or a backup file. Backing up is your responsibility, and we have no way to recover data or a backup password.
5. Shared household
Everyone added to the household sees all its transactions. Add only people you agree to share this information with. Removing a member stops them from receiving new updates, but doesn't delete information already on their phone.
6. Permitted use
Don't use the service for illegal activity, try to disrupt the relay or access information that isn't yours, or copy and distribute the app.
7. Third-party services and marks
Cal, Max, Isracard, Bit, Apple Pay and other names mentioned in the service are marks of their owners. Kisim isn't affiliated with them, doesn't act on their behalf and isn't endorsed by them. A change in their notifications may affect capture.
8. Payment
Kisim is completely free, with no ads and no paid features.
9. Intellectual property
All rights in the app, the website, the design and the name Kisim are reserved to us. Your data belongs to you.
10. Limitation of liability
The service is provided as is. To the maximum extent permitted by law, we won't be liable for indirect or consequential damage, loss of data or decisions made on the basis of information in the service.
11. Ending the service
You can stop using the service at any time by deleting the app. We may change or end the service, in which case the data will stay on your phones.
12. Law and jurisdiction
These terms are governed by Israeli law. Exclusive jurisdiction lies with the courts in Haifa.
13. Changes and contact
We will update the terms on this page and change the effective date. Questions: [email protected]